What remains the same?

A lot will stay the same. The new pension scheme from APF Pension Fund will retain the strong points. We have brought all the important information together for you.

• In addition to a pension, you will also receive the Dutch state pension benefit (AOW).
• It will still be possible to make various choices, such as early retirement.
• Because all contributions are invested, the yield is higher than with saving.
• If you are about to retire Then you will still receive a pension for as long as you live.
• There will be a fixed contribution for your pension.
• Should you pass away, a lifelong pension for your surviving dependants is covered.
• The costs and risks are shared. This is done through a reserve.