If you only have a small pension with us, APF Pension Fund may decide to commute it or transfer it to your new pension administrator.

Is your pension with us € 2.- or less per year?
Then by law this pension will lapse. This is because the administration costs involved are more than € 2.-.

Is your pension between € 2.- and € 592,51 (2024) gross per year?
And do you have a new employer? APF Pension Fund will transfer your small pension automatically to your new pension administrator. If you haven’t got one yet, your pension will remain with us for the time being. If this is not possible within a number of years, you will receive a one-off pension payment from the pension fund. After that you will not receive a monthly pension benefit.

You will automatically receive a letter if we decide to commute your pension
Are you about to retire? Or is the partner's or orphan's pension due to start? Then we'll send you a letter to commute your small pension when you apply for the pension. You don't have to do anything yourself.