Cohabitation or marriage

You are retired and have a new partner. Will your pension be affected if you decide to cohabit or get married?

Your pension benefit will not change
Your pension benefits will not be affected if you marry or start cohabiting after you retire. The same amount will be deposited in your account each month. Your partner will not be entitled to a partner’s pension, because of which you will not be required to register your partner with the pension fund.

Your state pension will change
If your partner is receiving a state pension too, each of you will receive a state pension for married individuals. This pension will be lower than the state benefit paid to single individuals.

Read more about the state pension ('AOW') on the website of the Sociale Verzekeringsbank (Social Insurance Bank, SVB): SVB.nl.