APF Pension Fund

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A new pension scheme

APF Pension Fund news

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The APF newsletter of December 2025 are online available

We expect to transition to the new pension scheme on 1 January 2027. Curious what this means for you? You can read more about it in our new APF newsletter (Dutch).

APF Pension Fund is increasing pensions by 3.27%

APF Pension Fund is increasing the pension of all participants by 3.27% on 31 December 2025, following a decision by our board on 16 December 2025. The accountability body issued a positive recommendation on this decision.

Start date for new pension scheme 1 January 2027

The transition to our new pension scheme is planned for 1 January 2027. This date has been set as the new expected start date in consultation with our administrator, Achmea Pensioenservices (APS). Postponing the date by 6 months gives us the space to ensure that the transition proceeds carefully, in a controlled manner and with thorough preparation.

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Funding ratio APF Pension Fund

To know the financial situation of APF Pension Fund, we (also) need the funding ratio. This is how much money the APF Pension Fund has to pay all pension benefits now and in future. The policy funding ratio is the average over 1 year. This helps APF Pension Fund to decide on financial policy.

Financial situation

Sustainability information

APF Pension Fund believes it is important to be mindful of the quality of life in the world and wants to make a contribution here by investing in governments and companies that also consider this important. This is one of the points that APF Pension Fund focuses on in terms of sustainability.

Thinking about your pension?

At APF Pension Fund, the standard retirement age is 68. You can also retire earlier, for example when you start receiving your state pension. You can retire with us from the age of 60. How much pension can you expect later? What are your options? Money plays an important role in all these choices. That is why we are happy to help you to get a clear picture of your pension situation in time. Therefore, take a look at our special web page and use the pension choice tool (only in Dutch).

When you retire