APF Pension Fund

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The place to learn about your pension!

A new pension scheme

APF Pension Fund news

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Do you receive a pension from us? Cast your vote now for our accountability body

As of 1 July 2026, there will be 6 vacancies on our accountability body for representatives of pensioners. You have received a voting form from us by mail.

Changing jobs? This may affect your pension

If you leave employment before 1 January 2027, you will not receive compensation from us.

20260401 Tijdelijke regels en het overbruggingsplan voor ons pensioenfonds

Temporary rules and the interim plan for our pension fund

The APF pension fund expects to transition to the new pension rules on 1 January 2027. To ensure a smooth transition, we can apply amended statutory rules until then.

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Funding ratio APF Pension Fund

To know the financial situation of APF Pension Fund, we (also) need the funding ratio. This is how much money the APF Pension Fund has to pay all pension benefits now and in future. The policy funding ratio is the average over 1 year. This helps APF Pension Fund to decide on financial policy.

Financial situation

Sustainability information

APF Pension Fund believes it is important to be mindful of the quality of life in the world and wants to make a contribution here by investing in governments and companies that also consider this important. This is one of the points that APF Pension Fund focuses on in terms of sustainability.

Thinking about your pension?

At APF Pension Fund, the standard retirement age is 68. You can also retire earlier, for example when you start receiving your state pension. You can retire with us from the age of 60. How much pension can you expect later? What are your options? Money plays an important role in all these choices. That is why we are happy to help you to get a clear picture of your pension situation in time. Therefore, take a look at our special web page and use the pension choice tool (only in Dutch).

When you retire