APF Pension Fund

A new pension scheme

A new pension scheme - what does that mean for you?

Academy: Learn about your pension!

APF Pension Fund news

DNB approves the transfer of Pension Fund APF's accrued pensions to the new pension scheme

APF Pension Fund has reached an important milestone in its preparations for the new pension scheme. The Dutch Central Bank (DNB) has reviewed the fund's transfer notification and has decided not to prohibit the transfer of accrued pension rights to the new scheme.

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Our new APF-bericht is online available

We expect to transition to the new pension scheme on 1 January 2027. Curious what this means for you? You can read more about it in our new APF newsletter (Dutch).

Brochure about your new pension scheme

Your new pension scheme will take effect on 1 January 2027. Find out more about your new pension scheme in our brochure.

More news releases

Funding ratio APF Pension Fund

To know the financial situation of APF Pension Fund, we (also) need the funding ratio. This is how much money the APF Pension Fund has to pay all pension benefits now and in future. The policy funding ratio is the average over 1 year. This helps APF Pension Fund to decide on financial policy.

Financial situation

Your situation changes

New job

Marriage

Divorce

Children

Death

Leaving employment

Working more or fewer hours

Ill or disabled

View all situations

Thinking about your pension?

At APF Pension Fund, the standard retirement age is 68. You can also retire earlier, for example when you start receiving your state pension. You can retire with us from the age of 60. How much pension can you expect later? What are your options? Money plays an important role in all these choices. That is why we are happy to help you to get a clear picture of your pension situation in time. Therefore, take a look at our special web page and use the pension choice tool (only in Dutch).

When you retire

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Sustainability information

APF Pension Fund believes it is important to be mindful of the quality of life in the world and wants to make a contribution here by investing in governments and companies that also consider this important. This is one of the points that APF Pension Fund focuses on in terms of sustainability.

How is your pension arranged?

Pensioen 1-2-3 tells you how your pension with APF Pension Fund is arranged and what the most important parts of your pension scheme are.

View Pensioen 1-2-3