Funding ratio June 2021

As it did in May, the (current) funding ratio rose again in the past month: from 111.3% to 112.1%. This is because we once again achieved a positive return on the investments, thus further increasing the value of the invested capital. The interest rate did fall slightly in June compared to the previous month, which is why the provisions have increased. This is the capital that the pension fund has to reserve to be able to pay all future pensions.

The actual funding ratio as of June, 2021 is 112.1%
The actual funding ratio is the monthly funding ratio. This ratio may show considerable fluctuations and immediately reflects consequences of financial developments.

Development of the actual funding ratio over the past 12 months

The policy funding ratio as of June, 2021 is 103,2%
The policy funding ratio is the average of the last 12 actual funding ratios. The policy funding ratio is the most important funding ratio. Policy decisions on indexation and curtailment of your pension are based on this funding ratio. By using an average, this funding ratio shows less fluctuations than the actual funding ratio.

Development of the policy funding ratio over the past 12 months