Funding ratio January 2021

Over the last month the (actual) funding ratio increased from 101.5% to 103.1%. This is because the interest rates increased in January compared to the previous month.

Although we remain hopeful to achieve a timely recovery, the financial situation is not stable yet. Of course we closely monitor the situation and will keep you informed of developments.

The policy funding ratio as of January, 2021 is 96.1%
The policy funding ratio is the average of the last 12 actual funding ratios. The policy funding ratio is the most important funding ratio. Policy decisions on indexation and curtailment of your pension are based on this funding ratio. By using an average, this funding ratio shows less fluctuations than the actual funding ratio.

Development of the policy funding ratio over the past 12 months

policy funding ratio

The actual funding ratio as of January, 2021 is 103.1%
The actual funding ratio is the monthly funding ratio. This ratio may show considerable fluctuations and immediately reflects consequences of financial developments.

Development of the actual funding ratio over the past 12 months

funding ratio