Exchanging your pension

Although you are due to retire in the near future, there is still time to adjust your pension. For example, you could opt to exchange all or part of your partner’s pension into a retirement pension. Or vice versa. You will only be able to make this choice once, i.e. when you retire, and it cannot be reversed.

If you want additional retirement pension
You could decide to exchange all or part of the partner’s pension that you have accrued since 2016 into additional retirement pension. Your partner must agree to this and sign the relevant document in confirmation of his/her agreement. You will then receive a higher pension benefit later. If you die, your partner will receive a lower partner’s pension or no partner’s pension at all.

What you need to do

  • If you would like to retire on your statutory retirement date
    Or by the date on which you reach the age of 68 at the very latest, you will receive more information from us 6 months before your retirement date. We will clearly explain how to apply for your pension. Indicate your choice(s) and return the form to 3 months before your retirement date at the very latest.
  • Also send us a copy of your partner's identity document, making sure that the passport photo and citizen service number are obscured.
  • Would like to retire early?
    Contact us 3 months before the date on which you want to retire.

Contact us

We will recalculate your pension in line with the rules in the pension regulations
You will receive an offer from us, containing all of the new amounts applicable following the exchange. If you are happy, we will make all of the arrangements necessary for you.